The highlight of this month has been my 3 month old son, Liam. Here he is above in his hoodie – he is trying to crawl, but can only roll at present, and wriggle backwards a little bit.
Bridget and I want to help mentor him in a similar way to our parents instilling good financial values in us, like our grandparents did our our parents, and our great-grandparents did to our grandparents and so on. So we went into the ASB and set up his Kiwisaver account. From here Liam takes over this blog to tell his story:
“Daddy and I had a meeting and along with setting me up a family trust, we felt that it was imperative to ensure we had enough cashflow to have a successful retirement. You know if I blink I could just see me aged 65 years old, on November 2073.
After concluding the transaction, I got my Kiwisaver account sorted out, and also set up Master L J Whitburn with an ASB bank account with no fees, so one day someone will give me a piggie bank, and people can donate coins into it from time to time to help me save for 2073.
I shook hands with with my personal advisor. He must be smart as he has an MBA degree and works in Meadowbank ASB as a branch personal manager – he gets to meet other high net worth and inspiring individuals like me. I will treasure this moment as my first ever business mega deal. My Dad wanted to film a video of my conversation when I was crunching the ASB man hard on charging me no management fees for my Kiwisaver account. I was a bit shy so I didn’t talk in protest to that. The handshake was enough civilities for the day.
Spot my “tough” face in the photo.
I know have $1,000NZD incoming shortly – thanks Government. I choose the high growth fund for the record. Not because over the past 9 months they have lost over 20% of unitholders funds (nice one guys), but because over the long term – ‘she’ll be right mate’.”
by Liam Whitburn
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