This post records the unfortunate story of my tenant that lit a candle, went to sleep, then woke up to see the curtains alight and their bedside table on fire. Just 10 minutes later the fire engines arrived (moments before TV3 news did) and this was the sad result:
Yes the NZ Fire Service and Police were both involved, as well as an investigator to check the claim was valid, and to report on the event which came to the public’s attention getting on TV3 News and also published in the NZ Herald.
Whilst the toilet seat and cistern got melted, for some reason the roll of toilet paper (in the corner) didn’t burn!
Remember to check that your insurance policies are up to date – and advise your tenants to get contents insurance!
This 65 sqm townhouse (under the Waitakere City Council’s minor dwelling rules) cost over $137,000 to rebuild, excluding architectural and council fees (a few thousand more), and the insurer’s builders didn’t even have to build a deck, and they used the foundations, drainage, all of the bearers, most of the joists, and a little bit of the cladding on the far wall by the kitchen and lounge. This was a bit of a shock to the system, but a few hundred dollars of premium over the past 4 years meant that the claim was paid out in full. Well note quite – I didn’t choose the Landlords option which was over $300 per year dearer, so I had to pay to replace the carpets and curtains, as well as fork out $350 for the excess. I was pretty happy with the outcome, particularly receiving rent every week since the fire – it didn’t matter that the builders were going slowly and took 6 months to build it! I still don’t recommend getting Landlord’s insurance cover on the vast majority of policies as it is too expensive for what it covers – I have had a major fire happen to me and I think it is better to self insure that risk.
The moral of this story is not about going to sleep with a candle still burning. It is:
Are you insured and happy with your insurance cover?
in a seriously reasonable photograph. this kind…
of tvs has the abilities to transform easily its hues to generate a very truthful picture with its immeasurable coloration quantities. incorporating to the overall higher-quality demonstrate of individuals television’s will be the evenness connected w…
you can detect slight variances in some…
facets of the installation, such as those involving gluing. especially, the producer’s warranty could be nullified if you not make the grade to use goods that they suggest, or adhere to their step-by-step directions. while all manufacturer of laminate…
is short of money, you can always…
make him shop more by providing him with the credit card facility.for a trader who wishes to cherish the benefits of credit card processing a merchant account is important, but what’s important are the precautions to be taken while choosing for…
3 sites, by the way, should you…
do, some web pages provide the guarantee best rate. you may just get in touch with them and send the booking rate from other internet websites during the same period of stay and very same form of rooms and condition. then…
ones with detachable lenses, or ones with…
built in zoom lenses cameras are a hot commodity for people of all ages to have them. teens are so happy when they are given a camera as a gift. older people even enjoy getting a new camera. pictures are great…
to duke, where the tide beat the…
blue devils with an ultimate score of 62-13. they hardly squeaked by a 24-20 victory versus the arkansas razorbacks in week 4, the 1st game competed between two teams rated in the top 10 at razorback stadium since the 1979 season….
the lining is very thin thus releasing…
the nicotine into your system quicker. the problem with these products is, not only can they themselves become addictive, but they don’t always cure the physiological addiction people have to cigarettes. it is not purely the nicotine which makes peopl…
teams, nfl redzone will have the info…
you need.5. you need cbs, fox, nbc, espn and the nfl network as a part of your satellite tv sports package as well. these channels enable you to watch virtually every game that gets played during the week. cbs, fox and…
are available online; we have to do…
detail research before buying the car. it is better if we contact directly to the exporter not a middleman and take detailed information of dealer. search the best online vehicle exporter with the help of online vehicle export listings. second thing…
galaticos. he has notched on average 1…
goal every game for real madrid (53 goals in 55 games) which is an incredible start to his madrid career. so far this season he has scored 28 in 26 and has 8 assists to his name in the la liga…
greenpeace kalender 2012…
[...]the publication of my book and more lively advertising [...]…